Home Loan Using Banking Statement

 Getting home loan is not that easy if the cibil is poor. Banks always check cibil once this is through , next it comes to income background. If the income proof is from salaried then there will be no issues. They are eligible to take home loan. People who are filing IT returns the best part is they need to worry only for we get more loan amount or less. 

If the person has not done any IT returns and struggling to take home loans they can also able to get the loan by his banking transaction. If the banking transaction is good we have process called banking surrogate program in which most of the eligibility can be taken.  This one can be done only when IT returns not available or salary not credited.

Earlier it was few banks which were doing this program but now all most all the banks are ready to do this. It made business people to get loans. 

Home Loan for Pensioners

 After a long back, I am posting in my blog. I have got a good product in the Bank, the people who are aged and struggling to get the loans for construction or any purchase. Usually when i get the customer who are aged and require housing finance. I couldn't able to say No to them. I was searching for the products. Finally, I got the product for aged person. This was a really amazing product and this helped me to get the loans for them. 

Banks have their own criteria to fulfill. Once this is done, loans can get sanctioned easily. I hope if you have any customer who are looking housing loan. You can just suggest them. Let me go through the product. For Housing loans, customer should get the pension in the bank. Property should be in his name. He should be alone with no dependencies. SBI(State Bank of India) is one the leading nationalized bank. The bank most of the customer trust. The is State Bank of India has this product which is really helpful for the pensioners. 

In the same way we have an Axis Bank who is going to process this product. Loan against property and also Housing loans. I had one case which was cleared last month. Thanks for their support. An Axis Bank is really aggressive in clearing this case. They have got a variety of products and good team. 

L & T Housing Finance Limited

Housing Finance competitions are huge. One of the best NBFC is L & T Housing Finance. They are giving tough competitions in Mysore and other places for Housing Loans. Even rate of interest is cheaper than other banks. 

RATE Of Interest Reduced Again

Now In all the major banks rate of interest has been reduced. RBI has reduced the rate of interest. As per the instructions, the banks now reduced their rate of interest for example home loan - 9.65% mortgage as well

With ITR Or Without ITR Loans Available

How can give Loans for the person who have not filed IT Returns? This question arises for many people. When the income is good and some reason, if ITR is not filled those cases we can take loans. But the balance maintained in current account can be considered. 

Get Your Balance Transfer Done For Low Rate of Interest

When your going for balance transfer of Home Loans from any other banks, you should get best benefit. The same best benefit will be given to you only when your in touch with Andromeda Loans. 

Capital First Is NBFC

Capital First is one of the leading Non Banking Sector. Capital First was previously First Capital. After Bajaj for consumer loans, this bank is in leading. 

Bajaj Finserv Role In Business Loan

Bajaj Finserv are leaders for consumer loans. Even we have received their services in buying consumer loans. They have got huge customer list and also they have given good services. 

LIC Housing finance limited cheap rate of interest

Have you ever heard that interest rates in LIC is lesser than other banks. Yes, getting loans in LIC is easy only when you have got good property and income proof.